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Financing Options for Buyers

Multiple financing solutions are available to help you acquire your ideal construction business. Choose the option that best fits your financial situation and business goals.

SBA Loans

Small Business Administration loans offer favorable terms with lower down payments (typically 10-20%) and longer repayment periods up to 25 years.

  • Lower down payment
  • Long repayment terms
  • Competitive interest rates
  • Government-backed

Conventional Bank Loans

Traditional bank financing for established businesses with strong financials. Typically requires 20-30% down payment.

  • Competitive rates
  • Flexible terms
  • Established lenders
  • Personal guarantee required

Seller Financing

The seller provides financing for a portion of the purchase price. Common in business acquisitions and can make deals more attractive.

  • Flexible terms
  • Lower closing costs
  • Seller confidence signal
  • Easier qualification

Equipment Financing

Separate financing specifically for equipment and machinery included in the business sale.

  • Lower rates
  • Equipment as collateral
  • Tax benefits
  • Preserve working capital

Connect with Financing Professionals

Our network includes lenders who specialize in construction business acquisitions. They can help you explore options and get pre-approved before making an offer.

Find Lenders